Plumbing leaks are they covered by your insurance? Leaks on your plumbing system can happen anytime for any reason. Water damage can happen from a broken waterline to a clogged overflowing toilet and can cause thousands in damage to your property. So what is covered by your homeowners insurance in the event of a plumbing leak? Most insurance companies will cover damage caused by leak and cosmetic repairs. So for example if you have unknown plumbing leaks under your slab. First you would need to locate leak which is called electronic leak detection this service is mostly covered by your insurance. Once leak is found under slab the cost for plumbing repair would not be covered however they will reimburse you for the time it takes for the Orlando plumber to access leak and the damage caused to make plumbing repair. This usually covers most of the bill because the actual plumbing repair usually does not take long. So for example if your plumbing repair bill is $800.00 the part of the bill to access leak would be $500.00. The plumbing repairs parts and labor $200.00 and concrete patch $100.00. You would be reimbursed $600.00 out of the bill from your insurance. Plus they will cover all damage if flooring needs to be repaired or cabinets need replaced. They also would cover any water removal and damage caused by water to your property. This also depends on your deductible so if you have a five hundred dollar deductible with thousands in damaged its worth it to file a claim. However if you have a thousand dollar repair and no damage other then that and a two thousand dollar deductible its best to not file a claim. With any plumbing leaks that cause damage its best to have a professional look at it and determine if its worth getting your insurance company involved. If you need a Orlando plumbing company call Drain Genie Plumbing Services in Orlando 407-490-1230 and in Sanford 407-393-0718.
We also service Longwood, Lake Mary, Winter Park, Casselberry, Orlando, Apopka, Maitland, Deltona, Altamonte Springs, Oviedo, Sanford, Winter Springs, Deland, Daytona Beach and all of Central Florida.